Privacy Policy

Effective Date: 01/31/2026
Last Updated: 02/12/2026

Z to Z Consulting LLC is committed to protecting your privacy and safeguarding your personal information. This Privacy Policy explains how I collect, use, store, and protect your information when you access my website, submit information, or communicate with us, including via SMS text messages.

By using this website or providing your information, you consent to the practices described in this Privacy Policy.

1. What Information Is Collected

Information You Voluntarily Provide

I may collect personal information that you choose to submit, including:

Full name

Email address

Mobile phone number

Property and mortgage-related details

Information submitted through forms, applications, chat tools, or scheduling tools

Mobile Information

If you opt in to SMS communications, I collect your mobile phone number and messaging interaction data (such as delivery status and opt-out preferences).

2. How User Data Is Used

I use collected information to:

Provide mortgage-related services and support

Respond to inquiries and requests

Deliver application updates, reminders, and service communications

Improve website performance and user experience

Maintain security and prevent fraud

Comply with legal and regulatory obligations

I do not sell, rent, or trade personal information.

3. SMS Opt-In Details

By submitting your phone number through my website, you expressly consent to receive SMS text messages from Z to Z Consulting LLC.

Types of Messages

Messages may include:

Application or account updates

Appointment confirmations

Customer support responses

Informational or service-related messages

Consent & Disclosure

SMS consent is not a condition of purchase.

Message frequency may vary.

Message and data rates may apply.

Opt-Out Instructions

You may opt out at any time by replying STOP to any message.
For assistance, reply HELP or contact us directly.

I maintain records of SMS consent in accordance with TCPA and carrier requirements.

4. Cookie & Tracking Practices

I use cookies and similar tracking technologies to:

Analyze website traffic and performance

Improve functionality and user experience

Maintain website security

You may disable cookies through your browser settings. Some features may not function properly if cookies are disabled

5. Data Security and Handling

I use reasonable administrative, technical, and physical safeguards to protect personal information, including:

Secure data storage systems

Encrypted data transmission where applicable

Limited internal access to sensitive information

While I take data protection seriously, no electronic transmission or storage method is completely secure.

I retain personal information only for as long as necessary to fulfill its intended purpose or comply with legal requirements.

6. User Rights

Depending on your jurisdiction, you may have the right to:

Request access to your personal information

Request correction of inaccurate data

Request deletion of your information (subject to legal obligations)

Opt out of marketing communications

Requests may be submitted using the contact information below.

7. Mobile Information Sharing Statement

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.
All SMS consent data is used solely for communications directly related to Z to Z Consulting LLC services.

8. Third-Party Links

My website may contain links to third-party websites. I am not responsible for their privacy practices and encourage you to review their privacy policies independently.

9. Changes to This Privacy Policy

I may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. Continued use of the website constitutes acceptance of the updated policy.

10. Contact Information

If you have questions about this Privacy Policy or my data practices, please contact us:

Z to Z Consulting LLC
Email: [email protected]
Phone: 707 477 9634
Address: 1621 Central Ave Cheyenne, WY 82001